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DO NOT CLAIM ON YOUR OWN INSURANCE POLICY !
All licenced auto Dealers must have a GARAGE POLICY by LAW !
it covers ALL of thier vehicles, all actions and performed services of thier( the dealer's employees) No Matter what the F- UP is resulting in damage,,
A Garage Policy is mandatory for licenced dealers , if they( the dealer does not accept responsibility for the damaged studs, and subsequent damages,
See a good lawyer at ONCE !
They will not only be fixing all damages caused by poor workmanship,
But ALSO INCURE all legal costs and damages ,,,
They ( The Dealer ) will suffer what is known as the ( Pucker Effect ) when the Dealer Principal gets the judgement notice,,,