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Old 11-13-2014, 10:07 PM
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drake drake is offline
 
Join Date: May 2007
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Quote:
Originally Posted by *BigSexyHunter* View Post
So I finally decided to buy myself a brand new F-150.

Im 18, male, licensed in 2011, I have been in one $6000 accident, no other offences.

I went to the local dealership, looked at trucks, worked out all my financing, and took it for a test drive to the insurance place(s). $8500 a year.... (Thats with a $2000 deductible on collision, $2,000,000) That works out to more than the truck payment. Both insurances companies (A local broker and the co-operators) seemed very surprised it was so high. This is for full coverage as is required to finance a vehicle.

This is damn robbery, theft, BULLS**T.

How do they expect somebody who is 18 & living alone to afford this? Mommy & Daddy? Not me. Its not like I could not afford it, but I wouldn't be living very comfortably. AND this is me having a very good job. I cant even imagine how somebody going to school could afford this.

Im just wondering if anybody has had a similar experience,
and if anybody would know a sneaky way to get this price WAY down?
Definitely buy it! Then lift and hang a set of nuts off the back. Do you wear white sunglasses? Wait ...don't answer that, I already know the answer. Good luck with your new purchase you "deserve" it!

In all seriousness though....buy a $5000 truck, you'll thank me in about 10 years