You could compare reloading to other things that cost/save money. If you took a taxi to work every day, it would cost only a few dollars each day. The purchase of an automobile would cost thousands. Divide that investment by the number of times you drive it to work over the life of the vehicle. Add in gasoline, insurance, maintenance, unexpected repairs and you start to think I should have kept taking a taxi! But the freedom of having your own car to use whenever you need it or want it is taken for granted, as well as the costs.
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Some days you're a bullet; some days you're a gopher.
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