[I’d rather be outdoors]

Originally Posted by pikergolf

I have no idea where people get the idea CPP is a good deal. Just do the math for yourselves folks, plus when you die it's gone, your spouse might get a little to take them up to max if they are not already there but after that gone. If investment firms were offering up this kind of deal they would go broke for lack of customers.

Exactly, if it were optional, the CPP would never survive because the risk/return is poor. There’s better choices. It’s not an investment, it’s a TAX.