I suggest going to the agent you purchased your policy from. If you have been a long standing loyal client put some pressure on them to speak to the underwriter on your behalf. I have done so with good results. Another thing I have done when in your position is to put the onus on them to fine you a comparable vehicle with comparable mileage and in comparable condition. When they realize it can't be done they may change their attitude. Be tough, good luck.
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Ranger
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