Talk to your Agent. Remind them that You went to them, they didn't come to you. At fault or not, you pay for insurance. If you can not get along with the appraiser/adjuster tell YOUR Agent, they will (possibly) designate someone else. Too many times the adj/apr's think they are important and powerful, and abuse the system to make themselves look good. "LOOK HOW MUCH I SAVED US TODAY"
Hopefully they assign someone decent, and remember do not back down. They will generally lowball everytime. Be nice. Force will get you nowhere with these guys.
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