On star does this as well. When you first buyt hat new gm, the salesman will sit in the car and "activate" your onstar, cause it's free for the first six months or year or whatever. He gives them the vin of your new car and your name etc, the then the nice onstar person makes you a offer of 300 phone minutes for 15 bucks. Does that sound good? Well yes it does. So you make a purchase for 15 bucks on your credit card. When your free onstar expires in six months, they auto renew and use your retained information from the 15 dollar authorized purchase , and put thru unauthorized charges. It's theft. Plain and simple. Visa will actually argue with you and tell you you agreed to the terms of use when you subscribed with onstar. I had to write several emails and threaten to call the rcmp before onstar refunded half the stolen funds, and visa refunded the other half. It was quite a goat rope. I really felt like visa was In on the scam with onstar.
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