Used a .270 for years and it works great on all our game. Easy on the shooter too. Personally I use 140 gr but I reload and no reloading does not make sense for a few hunting rounds per year.
You can look up ballistic data for a .270 vs some of the other contending calibers and see for yourself why the .270 works well.
I'm not made of $$ either and you could have a pretty decent rifle and scope for $600 with a Stevens 200, very good reputation for accuracy and a Vortex or other decent scope.
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