I don't have specific riders, but I have taken photos of all my rod's serial numbers ( all the rods I own have them or are custom so have my name on them) and individual reels so I would be covered under my house policy (less deductible )... Probably wouldn't do much for an individual rod unless it's one of my Winston's (my rods retail between $450 - $900 and my most expensive reel is about $400ish) but if a quiver of rods get stolen, or lost in a fire it would help...
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