it's going to get a lot worse before it gets better. the liars in office will at some point introduce legislation to claw back funds which the baby boomers had saved up through real estate or business ventures for retirement and estaes to pass to their children when they pass away. expect the government to introduce an estate tax. it isn't because the boomers cheated the following generations, it's because the political and financial elite fraudulently mismanaged the finances to their benefit.
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