if possible I would go with occassional driver as long as he's not putting lots of miles on, you have to have more drivers in the house then vehicles to list him as occasional though, so if thats not the case then just put him on his own policy, usually cost the same if hes a principal driver on your policy or a principal on his own, but go through the same insurer just on a separate policy....being listed as occastional driver does count as years insured the same as if he were on his on policy so dont let that scare you...
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