NYSE averaged about 9% last 120 years. No guarantee next 120 days but I've been investing for years. My portfolio is much, much, much larger than it would have been without most of my savings in the NYSE & TSX. Not even close. I've enjoyed the profits of responsible companies paying dividends & stock growth. The growth has allowed diversification as well.
It's almost impossible to simply save enough for retirement, some investing is necessary for growth to outpace inflation. Good luck!
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