Finding a good financial advisor is like winning the lottery. Have had several & no longer have any. Went with word of mouth more than once & it was a disaster. My guess is there are some but rare. Be picky when looking for one. If he/she can't shut up, walk away. A key thought might be this: Learn from what the rich do not some idiot that says they know it all but are broke.
Key things are:
Pay down & eliminate debt
Live within your means. Most don't.
Invest wisely. I suggest individual stocks are high risk on their own.
In mutual funds or etf's invest in material. i.e. CN, CP, Banks & so on
My bet is that bitcoin or similar will be become extinct in time. You want to gamble it all away? It's your choice.
Use any & all tax breaks such as TFSA
RSP's have a purpose but expect to pay royally once you turn 71.
I'm no advisor. Just my take on years of trying to survive. And I certainly don't have all of the answers.
Best of luck to the op and others.
If you really want to learn follow Dave Ramsey. He is on youtube.
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