Quote:
Originally Posted by CaberTosser
Call a few insurance companies and ask how a wood foundation would affect your rates. Be sure to be covered if that thing ever needs replacing if you still want the place. Those buggers have statistics for everything. I bet it'll be a higher rate than for a concrete foundation. Factoring that cost might be the deal breaker for you, who knows?
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Our insurance didn't go up for our new house (Other then rate hike due to being in the country and more expensive place) with a wood foundation, it's a 20 year old house and engineers report is fine on it when we bought.