I know you're not a fan of standing out in the howling wind, so I'd say a Hardwater set is probably perfect for you. I've run Predator and Apex suits and you'll run hot in them unless you fish outside most of the time. I have to take off my Apex jacket setting up in the morning at -20*C, or if I'm on a long ride in with the Ranger. We've also fished outside in -50*C in Predators. These suits are warm.
