One thing most people don't even realize - there is a proper direction of spooling your line onto a reel. If you spool it backwards it's far more likely to cause you problems.
I also always use a swivel snap at the end of my main line. There is usually a leader attached (barrel swivel on top and swivel snap at bottom) as well that I attach my lures to (to make quick and easy lure changes).
I haven't had an issue in years.
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