My Daughter, now 40, had a Math teacher in High School that went above and beyond in teaching personal finance/investing. Personal Finance 30 is currently offered in Saskatchewan Comprehensive schools.
The best mechanism for teaching personal finance is parental.
I gave both my Daughters an Annual allowance based on their personal responsibility for their own expenses - clothing, shoes, drug store supplies, school supplies, entertainment etc., starting at age 12.
The only things exempted were winter coats, boots and the like.
They had to create a budget and keep records of expenditures in their own ledger book. You don't come back to the bank of Mom and Dad without a well reasoned plan. Thirty years ago the starting amount was $1200 a year.
It was predictable, when the money was in their bank account, the choices were responsible and thrifty. They looked after clothing and shoes with new care.
It was good preparation for the day they went away to University.
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