Term life only and get when you are young & healthy. My sister's hubby had $175 k life. He quit paying the premiums & shortly after that died. My sister was so broke she had to get her older daughter to take care of her youngest. There is more of the story but either way he left a mess including debt. If you have a family and don't take term life unless you have lots saved up you can leave a real mess. He did. He had money to drink but quit paying insurance. What a loser!!!!
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