Extend it to the 15 year old babysitter that trips down the stairs or a buddy that you kick a few bucks to in hard times to help shingle your roof, etc...
If you are paying for the service and someone gets hurt, standard homeowners insurance probably isn't gonna cover it.
I wonder even if I should be feeding/watering my brothers next time they come to help out with the house, might be opening myself up to something.
|