TC you are correct. Need to be educated. Hopefully by a someone that can give them good, honest education. I will say that permanent (whole life/universal life) does have its place, so I wouldn't discredit it until you know the entire situation.
Quite frankly, the best insurance policy is the one that is in place if something happens, regardless of the type. One could argue its a complete ripoff right up until you need it!
|