Call a few insurance companies and ask how a wood foundation would affect your rates. Be sure to be covered if that thing ever needs replacing if you still want the place. Those buggers have statistics for everything. I bet it'll be a higher rate than for a concrete foundation. Factoring that cost might be the deal breaker for you, who knows?
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"The trouble with people idiot-proofing things, is the resulting evolution of the idiot." Me
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