Vehicle insurance on Ice

[rayf01]

Has anyone actually confirmed with their insurance company if they have coverage that would cover a vehicle going though the ice?

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[Dweb]

An old roommate of mine works for intact in Calgary and he said .....no .... Lol

[RavYak]

This has been talked about numerous times. Every insurer handles things differently so speak with your insurance and get the details in writing.

I believe many do cover you unless there are signs at the lake saying danger thin ice etc.

[jpohlic]

I've asked my broker this and yes, my truck is covered.

[TROLLER]

I found out from mine that yes you are covered but they will not pay for the recovery or any fines attached to you going through.

[Jawjacker]

I have an all risk policy. I have triple checked with my insurance company . I am totally covered if my vehicle goes through the ice. The only exclusion is if there is a sign at the lake that says "THIN ICE" ,then its considered malicious.

[Half Pickereled]

Not only is my vehicle covered, I found out my shack and contents is covered under my home insurance (Allstate) It’s consided an out building even if it was halfway across Canada. I asked how much it was covered for, I was told x$, which works out to about 5% of my home value. This covers contents as well. The only catch is , I have to move it every 30 days. Which who doesn’t right? Lol