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  #1  
Old 04-25-2016, 08:13 PM
Mortgage Made Easy Mortgage Made Easy is offline
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Exclamation Mortgage Rates Rising

Hi everyone...

Just a head up that there is pressure for fixed rates to rise.

The 5 Year Bond Yield was up last week and again today... up 0.13 bps since April 21.

Which means there is pressure for promotional rates to increase or be gone soon. One or two lenders have started to make changes but still many options out there.

Let us know if you have questions or would like a quote or assistance!
__________________
Thanks,
Tim
403-648-1541
Mortgage. Made Easy Experts
Mortgage Connection
www.timlacroix.com
forums@timlacroix.com

Click here to View current Mortgage Rates

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  #2  
Old 04-26-2016, 09:56 AM
Mortgage Made Easy Mortgage Made Easy is offline
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Okay peeps... it's happening... a few more lenders have announced rate increases today.

Looks like the increase is about 5bps... as an example, 2.49% rates will now be 2.54%
__________________
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Tim
403-648-1541
Mortgage. Made Easy Experts
Mortgage Connection
www.timlacroix.com
forums@timlacroix.com

Click here to View current Mortgage Rates

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  #3  
Old 12-01-2016, 03:09 PM
Mortgage Made Easy Mortgage Made Easy is offline
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Rates are increasing again this week. There are a number of changes that have occurred and the announcements from lenders have started to roll in today.

I will be reviewing and providing some updates over the next few days as there are a number of rate changes to decipher through.

NOTE: There will be more changes effective January when the next set of changes occur. Please PM or reach out if you have questions.
__________________
Thanks,
Tim
403-648-1541
Mortgage. Made Easy Experts
Mortgage Connection
www.timlacroix.com
forums@timlacroix.com

Click here to View current Mortgage Rates

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  #4  
Old 12-14-2016, 04:42 PM
Mortgage Made Easy Mortgage Made Easy is offline
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Rates are adjusting upwards again. There continues to be pressure on the 5-Year Bond Yield.

As well there have been some market adjustments with OPEC decision earlier this week with Oil and the CDN Dollar being up and then the recent US Fed rate announcement today!

If you are looking to purchase, refinance or renew a mortgage within the next 4 months... you may want to consider protecting current rates as we do expect another rate increase in Jan 2017, in part due to some of the mortgage guideline changes to the banks & insurers.

Feel free to reach out for a free no obligation coffee / meeting to review options.
__________________
Thanks,
Tim
403-648-1541
Mortgage. Made Easy Experts
Mortgage Connection
www.timlacroix.com
forums@timlacroix.com

Click here to View current Mortgage Rates

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  #5  
Old 06-15-2017, 08:53 AM
Mortgage Made Easy Mortgage Made Easy is offline
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Just a heads up regarding the pressure over the past few days with regards to the 5-Year Bond Yield.

With the announcement on Friday, June 9, 2017 regarding better than expected job numbers... and the media discussions about a Bank of Canada rate hike, we have seen the 5-Year Bond Yield jump.

If the pressure continues for any length of time, we could see rates increase. If you have a renewal happening in the next 120 days, looking to purchase or refinance and want to find out your options... PM, email us or give us a call - 403-648-1541 / tim@cgymortgage.com
__________________
Thanks,
Tim
403-648-1541
Mortgage. Made Easy Experts
Mortgage Connection
www.timlacroix.com
forums@timlacroix.com

Click here to View current Mortgage Rates

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  #6  
Old 06-29-2017, 11:17 AM
Mortgage Made Easy Mortgage Made Easy is offline
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It has started... we have seen a couple of lenders starting to adjust rates.

The 5 Year Bond Yield is up... more changes to come this week and next. If anyone has questions, please call, email or PM.

On June 9th, the GOC was at 0.94% and as of this morning it is now trading at 1.36%.

Tim
403-648-1541
tim@cgymortgage.com
__________________
Thanks,
Tim
403-648-1541
Mortgage. Made Easy Experts
Mortgage Connection
www.timlacroix.com
forums@timlacroix.com

Click here to View current Mortgage Rates

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  #7  
Old 07-13-2017, 02:46 PM
Mortgage Made Easy Mortgage Made Easy is offline
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MORE PRESSURE ON RATES

We have received notice that another rate change is occuring. Likely an additional 0.25% increase on rates. This is not the same increase to Bank of Canada rate this is fixed rates due to the uptick in the 5 Year Bond Yield.

If you are buying, refinancing or have a renewal in the next 4 months... please do not hesitate to connect with us.
__________________
Thanks,
Tim
403-648-1541
Mortgage. Made Easy Experts
Mortgage Connection
www.timlacroix.com
forums@timlacroix.com

Click here to View current Mortgage Rates

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  #8  
Old 09-07-2017, 08:53 AM
Mortgage Made Easy Mortgage Made Easy is offline
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More pressure... more fixed rate increases!

The 5-Year Bond Yield is up and we are likely going to see rate increases soon... one lender has already increased.

Reach out for a no obligation call to discuss your options. If you are buying, refinancing or renewing in the next 4-6 months, give us a call or email.
__________________
Thanks,
Tim
403-648-1541
Mortgage. Made Easy Experts
Mortgage Connection
www.timlacroix.com
forums@timlacroix.com

Click here to View current Mortgage Rates

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  #9  
Old 02-15-2018, 04:42 PM
Mortgage Made Easy Mortgage Made Easy is offline
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Heads Up !!

Rates are on the rise again... approx. 0.15% increase to existing 5-year fixed rates.

5-Year Bond Yield is compressing margins and another rate increase.

We can protect rates up to 120-days on purchases, renewals and refinances.
__________________
Thanks,
Tim
403-648-1541
Mortgage. Made Easy Experts
Mortgage Connection
www.timlacroix.com
forums@timlacroix.com

Click here to View current Mortgage Rates

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  #10  
Old 04-13-2018, 09:22 AM
Mortgage Made Easy Mortgage Made Easy is offline
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Good morning everyone...

Heads Up !!

Rates are on the rise again... a few lenders have adjusted and some have not but likely the rest will follow suit next week.

5-Year Bond Yield

We can protect rates up to 120-days on purchases, renewals and refinances.
__________________
Thanks,
Tim
403-648-1541
Mortgage. Made Easy Experts
Mortgage Connection
www.timlacroix.com
forums@timlacroix.com

Click here to View current Mortgage Rates

Reply With Quote
  #11  
Old 05-02-2018, 04:11 PM
Mortgage Made Easy Mortgage Made Easy is offline
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Rates are on the rise again... a few lenders have adjusted and more to come. Increase of another 0.10% or more.

5-Year Bond Yield

We can protect rates up to 120-days on purchases, renewals and refinances.
__________________
Thanks,
Tim
403-648-1541
Mortgage. Made Easy Experts
Mortgage Connection
www.timlacroix.com
forums@timlacroix.com

Click here to View current Mortgage Rates

Reply With Quote
  #12  
Old 10-01-2018, 08:30 AM
Mortgage Made Easy Mortgage Made Easy is offline
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Fixed rates are on the rise again!

We have seen a couple of lenders make moves last Friday (Sept 28) and with the Trade deal reached with USA, we will likely see others change this week.

5-Year Bond Yield

We can protect rates up to 120-days on purchases, renewals and refinances.... which puts protection until end of January 2019.
__________________
Thanks,
Tim
403-648-1541
Mortgage. Made Easy Experts
Mortgage Connection
www.timlacroix.com
forums@timlacroix.com

Click here to View current Mortgage Rates

Reply With Quote
  #13  
Old 10-16-2019, 08:03 PM
Mortgage Made Easy Mortgage Made Easy is offline
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We are likely to see fixed rates start to increase a little with the increase to the 5-Year Bond Yield.

The market has creeped up since last weeks announcement of increased jobs and unemployment being down for Canada.

If you have a mortgage renewing or purchasing a home in the next 4 + months, give us a shout.
__________________
Thanks,
Tim
403-648-1541
Mortgage. Made Easy Experts
Mortgage Connection
www.timlacroix.com
forums@timlacroix.com

Click here to View current Mortgage Rates

Reply With Quote
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