FYI - an antique pistol has a manufacture date of 1898 or older. What is the date of your pistols in question? Octagon barrels would suggest it is an antique, single action to me. Pictures are worth 1000 words and another 1000 opinions...so don't take anyone's appraisal value too seriously on here.
You need to get them professional appraised to understand what they are worth and how to care/handle them. You can do your own research by scanning auction catalogs; James Julia is a great place to start and you can search all their past auctions on their website. They have sold thousands, if not millions, of antique pistols.
Note:insurance values are NOT market values. Insurance values are always higher because its based on repairing/replacing the exact item or as close as possible. Market values are based on rarity, condition, desirability, previous prices paid and future collectability. At an auction, prices are subjective because of the audience and who's bidding, but overall they are a great place to start in terms of valuing an antique.
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