Is your gun safe fire rated?

[Dmay]

Originally Posted by deerhunter

Are you sure your homeowners house policy covers firearms?
I know my insurance company DOES NOT COVER MY FIREARMS

I think you should get a new insurance company....

[Mike_W]

Originally Posted by deerhunter

It can be done and I don't BS!

Not saying you are but how there isn't a means to do it that I can think of.
5000 lbs is more than 8 of my safes or approx 5 big bull moose that's crazy.

[Sashi]

Originally Posted by Stonegoat

Plus, I love the look of a nice safe. Here is mine in my Man Cave.

That's a very nice looking safe, unfortunately it is similar to the type that was opened within a second with a good magnet, As per the other thread. You might want to put a security type padlock on it to slow down any burglars.

[Stonegoat]

Originally Posted by Sashi

That's a very nice looking safe, unfortunately it is similar to the type that was opened within a second with a good magnet, As per the other thread. You might want to put a security type padlock on it to slow down any burglars.

I think I'm fairly confident in my Fort Knox. Anyway, it's more for fire protection and keeping kids hands off my guns. Most smash and grab burglars won't be getting into my safe.

[deerhunter]

Originally Posted by Dmay

I think you should get a new insurance company....

Just talked to my broker and now I'm told I'm covered . Asked him how come last year he told me I wasn't.says he was referring to antique firearms etc.
So I guess I'm covered now

[elkhunter11]

Originally Posted by Mike_W

X2
I bought an additional $100,000 for additional items, this covers them no matter where or how they are lost. This covers things like wifes jewelry, money, gold, guns.
I really like my safe it offers some protection from burglary and a fire rating plus it looks pretty cool I think.

Most home owner insurance policies only cover certain items like firearms to a specified total value. Unfortunately. many people do not read their policies, and are not aware of this. As well, some policies are voided if reloading takes place in the insured property.

[RolHammer]

Originally Posted by elkhunter11

As well, some policies are voided if reloading takes place in the insured property.

Oh. That's a good thing to know ahead of time. Gonna check my policy...

[Stonegoat]

Originally Posted by elkhunter11

Most home owner insurance policies only cover certain items like firearms to a specified total value. Unfortunately. many people do not read their policies, and are not aware of this. As well, some policies are voided if reloading takes place in the insured property.

Is that just for claiming firearms, or is the whole policy void if reloading takes place??

[elkhunter11]

Originally Posted by Stonegoat

Is that just for claiming firearms, or is the whole policy void if reloading takes place??

The entire policy could be voided, if the policy owner does not abide by the conditions that are specified in the policy.

[Stonegoat]

Originally Posted by elkhunter11

The entire policy could be voided, if the policy owner does not abide by the conditions that are specified in the policy.

I just called by insurance company, I'm covered!! Yay

[deerhunter]

Thanks for all the information posted

[mag]

I just called insurance company as well. They are covered under content insurance. You can get them appraised and added as schedule to policy if one wanted.

I have a fire rated one. More for piece of mind theft wise I think, not sure what it ways but it's a lot.

[Ashleyt]

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